Credit score is not a number to be used on your credit report. The score serves as a proxy for your ability to pay back your debt, but it is not a direct measure of your financial ability. Credit score may be affected by your credit history, your credit utilization rate, your income, and other factors.

Because credit score is based on your history of paying your bills on time, the more credit you get the higher your credit score. As a general rule, a score of 700 is considered good and scores of 800 or higher are considered excellent.

The 798 credit score is actually pretty low. One credit bureau told me that your score would be lower than your mortgage if you make $25k. But then you might also be in the minority with other high-income earners earning significantly higher salaries.

If you’re on a fixed income, you can’t really help it. I’ve found that people who are always on the hunt to find the next big payday for a big salary can have their credit score go up so high that it seems to be a big disadvantage. However, there are ways to mitigate the disadvantage.

For me, I pay off my credit cards, but I also pay down my debt. The main way to do that is to pay the minimum amount on each card (10% of the credit line total). If you have a good credit score, you can usually pay off the minimum on each card in a year. Having a good credit score can also help you avoid the possibility of a late payment, so you will have to deal with that if you have a low score.

Credit scores are usually calculated into a credit report, which is then used to determine whether you are eligible for a loan or not. There are a lot more variables, but you can usually get a good idea of how much debt you have and how severe the situation is by looking at the overall score and comparing it to your credit score.

Credit scores are generally not a factor in the approval process for any loan, but depending on the circumstances, they can be used as an indication of overall financial health. You can always check your score annually on www.myfico.com.

There are a couple different ways to calculate your credit score, but the easiest way is to use an online credit report. This is an account that you have with all of the major credit bureaus. You can find it by going to a number of websites, such as MyFico, Equifax, Transunion, or Experian. You can use a credit score to measure how well you are managing your finances, and how likely you are to repay a debt with a loan.

Credit scores are often used as a tie-breaker in the credit-reporting process. If your credit score is high, you are more likely to be approved for a loan or line of credit, so it is more likely that you will pay back a debt. But if your score is low, you are more likely to be rejected for a credit card, so it is more likely that you won’t.

There are two kinds of credit score scores: Fair and Poor. This is the one used by Transunion, Experian, and others. It’s a good gauge of your financial health and a way to help lenders to evaluate your ability to pay. But it can be misleading, as it can show you are going to default on your debts. There are good reasons for its use.